Your work determines the cover
Key loss and damage to surfaces being cleaned need to be assessed against actual work practices and the policy wording.
Illustrative example — not a cover confirmation
A cleaning agent damages a delicate natural-stone floor. Whether cover applies depends on liability, declared activities, exclusions and deductible.
Points to check
Keys and access devices. Damage to property being worked on. Rented premises. Subcontractors and temporary staff.
Information for a focused quotation
Property types, cleaning methods, annual turnover and key handling. We discuss existing policies and customer requirements through an agreed channel afterwards.
Beyond liability
With employees, KTG and UVG become relevant. Your own equipment, stock and premises require a separate property or technical insurance assessment.
