Insurance in Switzerland

Business liability for restaurants and catering businesses

Guests, food and off-site events.

Your work determines the cover

Guests, food and off-site events need to be assessed against actual work practices and the policy wording.

A guest falls in a restaurant and requests compensation. Whether cover applies depends on liability, declared activities, exclusions and deductible.

Injuries to guests. Food and products. Off-site catering. Rented premises and events.

Business type, seating, catering, events and turnover. We discuss existing policies and customer requirements through an agreed channel afterwards.

With employees, KTG and UVG become relevant. Your own equipment, stock and premises require a separate property or technical insurance assessment.

Is damage to property being worked on included?

This depends on the contract. It should be checked explicitly.

Can you review an existing policy?

Yes. Describe your work and the scope of the review; we then clarify the documents needed.

Non-binding enquiry

Describe your needs. Submitting an enquiry does not conclude an insurance contract.

Required: name and email. Do not submit sensitive documents here.