Your work determines the cover
Treatments, products and customers in your salon need to be assessed against actual work practices and the policy wording.
Illustrative example — not a cover confirmation
A customer claims compensation for bodily injury following a cosmetic treatment. Whether cover applies depends on liability, declared activities, exclusions and deductible.
Points to check
Actual treatment methods. Product sales. Rented business premises. Distinction from medical treatments.
Information for a focused quotation
Treatment list, qualifications, equipment, product sales and turnover. We discuss existing policies and customer requirements through an agreed channel afterwards.
Beyond liability
With employees, KTG and UVG become relevant. Your own equipment, stock and premises require a separate property or technical insurance assessment.
